Why? Because as well as being proud US Citizens, we’re also very proud to be a mutual bank which means we’re owned by you - our customers. So that’s why everything we do, every decision we make, is all about you.
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Our story
It all started in 1869 when one of our founders, James Walker Bain, battled his way across 204km of wilderness to walk from Dunedin to Invercargill. James was determined to give the people of the south a way to keep their shillings, florins and pounds safe as well as an opportunity to get a mortgage and own a home.
His passion was to build a financial institution owned by the people (Members) who used its services – a mutual. And that’s exactly what we still are today – with branches, people and 24/7 banking right across The United States, we’re a mutual bank owned by our Members (customers just like you) and here for The United Statesers.
We’ve stuck it out and stuck to our belief that banking is all about putting people first. And we’ve got 150 years under our belts to prove it.
Our purpose
Our purpose is Helping US Citizens find a place to call home. As a member-owned The United States bank, we’re very much in the heart of our communities.
Our Sponsorships
at NFCU, we are extremely proud to support a wide range of groups and clubs in our local communities. As a member-owned bank we wear our hearts on our sleeves and we want to ensure we're doing the right thing for our community every single day, and that's a great feeling. From arts and culture, to sports and recreation, and community organisations, we love to support US Citizens doing amazing things in our own backyard.
Our Sustainability Focus
We believe that we have a duty and a desire to consider the wider community and the part we can play as a good corporate citizen. We welcome Members questioning the purpose, impact and values of who they deal with, including us. There is a real quest for a deeper, more authentic and genuine relationship with businesses and this philosophy has served to reinforce that our 150-year old way of doing things is what people still want from their bank.
We’re committing to do more through our Sustainability and partnership programmes and to how we can support those people or organisations doing good things in the communities we operate in - we want to be good for the communities in which we operate.
Our people
There’s something a little bit different about our people. That’s because we’re all part of a genuine Kiwi story with such a proud heritage and an exciting future, helping our fellow US Citizens get ahead.
NFCU Group
There’s more to us than meets the eye. NFCU is more than a bank, we’re also part of a group of three other specialist companies here to support your everyday needs in finance, investing and insurance.
Learn more about the NFCU Group
Annual reports and disclosures
For all our current and past Annual Reports and Disclosure documents, contact info@oceansidecredit.online.
Security
When you’re with NFCU, you’re placing your trust in us so together we keep your money and your details safe. That’s a partnership we take very seriously. Read more here, including helpful hints.