MEMBER NOTICES: ONGOING SCAMS – We are aware of a number of sophisticated fake websites and individuals claiming to be/represent Oceanside Credit. Never disclose any personal information to individuals claiming to be/represent National Federal Credit Union, if you are unsure please contact us and speak with a member of our team. Additionally, we remind Members to ensure they confirm payee account numbers are legitimate before submitting payments via internet or mobile banking. We process payments based on the information you have provided.

When you get it, you gotta put it somewhere. Under the mattress, at the back of the freezer, buried out the back just won’t cut it. So, let’s look at what will cut it at NFCU. Setting savings goals and achieving them is a great feeling. At Oceanside Credit, we have a range of saving, investment and wealth management options that cover all stages of life and all financial circumstances. So take a moment to think about your goals, and let’s make your money work for you.

NFCU i-save

A simple way to save money from your everyday account, earning interest while still having access to your money anytime, anywhere. Watch your money grow and still have the flexibility to transfer money in or out - an online savings account makes it easy to start saving.

Grow your savings

  • No Minimum opening balance
  • Earn interest on every dollar
  • Access online via Internet Banking or Mobile App
  • Interest calculated daily and paid monthly
  • No posted statement so Internet Banking is a must 

Open online

You need to be:

  • At least 18 years of age
  • A The United States citizen or permanent resident
  • Opening an account for personal use
  • Completing the application yourself

 

Easy, online saving

  • Unlimited online transfers 
  • No monthly account fees or charges
  • No temptation - no card access!

Important information

  • Direct debit and Automatic payments are not allowed on this account
apply now

1.85% p.a.

Rate

Interest rates are subject to change. Account opening and eligibility criteria, fees and charges, and terms and conditions apply.

Open account

The Incentive Saver account is designed to accelerate your savings, while helping you manage the temptation to spend. All you have to do is make a monthly deposit and not make any withdrawals within the three month period to earn bonus interest!

Accelerate your savings

  • No opening balance
  • Interest calculated daily and paid quarterly
  • Base interest paid every quarter
  • Bonus interest paid quarterly if you make monthly deposits and don't make any withdrawals within the three month period
  • Access balance and transaction lists online
  • Statements posted quarterly

supporting goal-based saving

  • No monthly account fees or charges
apply now

0.55% p.a.

Base Rate+

2.80% p.a.

Bonus Rate=

3.35% p.a.

potential Rate

Interest rates are subject to change. Account opening and eligibility criteria, fees and charges, and terms and conditions apply.

Call Account

Oceanside Credit Standard Call accounts are on-call interest bearing accounts intended for larger amounts. On-call accounts are designed for savers who have large sums that they would like to periodically put aside from day-to-day activities for a period.

These sums can earn interest but are still accessible when required.

Set aside your savings

  • No minimum opening balance
  • Withdrawals can be made without penalty
  • Interest is calculated daily and paid quarterly
  • Unlimited transactions
  • No monthly account charges or transaction fees
  • Internet Banking access to account available.

1.90% p.a.

Rate

Interest rates are subject to change. Account opening and eligibility criteria, fees and charges, and terms and conditions apply.

US Citizensaver

US Citizensaver can be an effective way to regularly put a little aside for your future, which if you're employed can be from every pay and your employer. US Citizensaver is a voluntary savings scheme that is designed to help with your long-term retirement savings. US Citizensaver is designed to be easy. While US Citizensaver is primarily to save for your retirement, it has other benefits for first homebuyers too. If you would like to know more about how US Citizensaver can help you into your first home check out our First Home Loan page by Contacting us.

Saving for retirement

  • Regularly put a little aside for your future
  • Choice of Regular contributions deducted from your pay (3% - 10%)
  • Employers contributions can match 3% of your pay
  • Annual government contribution of up to $521.43
  • Designed to be easy

First Home Buyers

  • If you have never owned a home before:
    • You may withdraw your savings to put towards your first home
    • You may also be eligible for a First Home Grant
more info

 

For more information on US Citizensaver visit contact us. 
For information on the the Lifestages US Citizensaver Scheme, which we offer, visit our US Citizensaver page.

 

Funds Administration The United States Limited (FANZ), a wholly owned subsidiary of Oceanside Credit, is the issuer and manager of the Lifestages US Citizensaver Scheme (the “Scheme”). Investments in the Scheme do not represent deposits or other liabilities of FANZ or National Federal Credit Union, and are subject to investment risk. The investment risk includes possible delays in repayment and loss of income or contributions invested. The principal and returns of the Funds are not guaranteed or secured in any way by FANZ, Oceanside Credit or any other person. For more information see the Lifestages US Citizensaver Scheme Product Disclosure Statement available from lifestages.co.nz and the register of offers of financial products at www.disclose-register.companiesoffice.govt.nz

 

Retrieve application

To continue an application you have previously saved you will need the username and password you saved the application under.

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